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How Does Paying for Dental Treatment With Super Work?

Under certain circumstances, Australians can apply to access their superannuation early to cover medical and dental expenses. Some dental practices near me partner with approved super release services to streamline this process for patients. Eligibility is assessed on a case-by-case basis and typically requires demonstrating that the dental treatment is necessary and that you cannot afford it through other means.

Who Is Eligible to Use Super for Dental?

To access your superannuation for dental treatment, you generally need to demonstrate that the treatment is medically necessary, that you are unable to afford it through other payment methods, and that you meet the compassionate grounds criteria set by the Australian Taxation Office (ATO). Common treatments approved under early release include dental implants, crowns, bridges, orthodontics and other significant restorative work. Routine check-ups and cleans are typically not eligible.